Walmart brought back their layaway program this year. You must pick up your items by December 16, 2011. Here are a few key items.
- Place your eligible items on layaway at the Walmart.com desk in your local store, where you will also pick up the items.
- Each item must be $15 or more and your total purchase must be over $50.
- There is a $5 service charge, and you can make payments on your Christmas Layaway items at any register in your Walmart store.
- Christmas Layaway is not offered on Friday, November 25, 2011 and is not offered on wireless phones that require contracts.
- Cancellation and service fees may vary by state and are non-refundable.
- See store for complete list of details on fees and other restrictions.
My parents put many of our Christmas items on layaway while I was growing up, so I know this will help some families out there. I do just want to throw this out there: Christmas and birthdays are on the exact same day every single year. You can start tucking away money for those days immediately after they are over. Stick that money in to a savings account that you will not touch until you start your shopping for that event. Even $20 a month adds up. It is entirely feasible to plan ahead, even with the pretty crummy financial situations.
Leandrea is a married mom of two girls, ages 13 and 12, living in Atlanta, GA. She is passionate about helping people save money one coupon at a time. Read more