I have some scary news for you. There are 105 days until Christmas and 78 days until Chanukah. That translates to one fact: The Gift Giving Season is COMING! That is a fact that makes me gulp and feel a little nervous? Did I budget well enough this year? If you need extra assistance with your shopping, head to Kmart and put the must have items on your holiday shopping list on Layaway. This is a sponsored post. I am a Kmart blogger, though all opinions are my own.
My parents used Kmart Layaway often when I was a kid. Our school clothes went on layaway as did Christmas presents. My parents weren’t able to save money to have cash on hand but they were able to pay their layaway bills so we had what we needed. It was a great option for them.
Have you ever used any of these Layaway Excuses? If so, let’s debunk!
Excuse #1: I’ve never done Layaway before, it seems like too much effort.
Debunked: It’s all in your head. At Kmart, Layaway is not hard work. Whether you have 1 or 100 items , you can Layaway almost everything on your list without paying a service fee through 11/23. Plus, you can pay in store, online or using a mobile phone. Eight or 12 weeks later (depending on your contract) pick up your items and you’re good to go! Bonus: After you figure out how easy it is, you can Layaway all year round at Kmart!
Excuse #2: I don’t have time during the Holiday season to Layaway.
Debunked: Plan now with Layaway, get your holiday shopping done early, pay for it over time and have it just in time for gift giving! Go ahead and ask your family and friends what they want this year and start making your list. The sooner you Layaway, the better chance you have at getting the hottest toys and electronics locked away before everyone else. Bonus: You can relax over the holidays and avoid crazy lines!
Excuse #3: I’m not a ShopYourWay Member.
Debunked: That’s hardly an excuse since signing up for the Sears and Kmart rewards program, ShopYourWay only takes a few minutes (sign up here). You don’t need to be a ShopYourWay Rewards Member to use Kmart Layaway, but you will get MORE. Members earn points on every purchase that can be redeemed next time you shop (look for chances to get more points)! Members also have access to secret sales and extra discounts which helps you stay close to your holiday budget. If you’re opening a Layaway contract as a ShopYourWay Member, we’ll also waive your minimum purchase fee through 9/21.
Now that your excuses have been dismissed, you have no reason to suffer from ‘Layaway Regret’. It’s time to make your list, check it twice and make a Layaway that’s really nice!
Keep up with the latest savings and styles by following @Kmart on Twitter and use the #KmartLayaway hashtag.
Have you ever used Layaway? Did your parents use it (like mine) when you were growing up?
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Leandrea is a married mom of two girls, ages 13 and 12, living in Atlanta, GA. She is passionate about helping people save money one coupon at a time. Read more