Have you ever wondered "When is the right time for my child to have a bank account?" Your child may have outgrown the piggy bank (or the Two Piggy Bank system we talked about earlier). Most experts agree that somewhere between the age of 7 and … [Read more...]
Kids and Finance – Teaching Kids About Money: Setting Goals
Parents…..you know this is reality. You are the store with your toddler or young child and suddenly he or she asks for a food, candy, or toy. At first you are so happy for this interaction that you don’t hesitate to buy the item. And then it … [Read more...]
Fees to Stop Paying Right Now
Fees are the root of all evil. Ok, so that may not be the case, but it sure feels that way when you keep getting dinged for this fee and that fee. You just want the insanity to stop! Stop Paying These Unnecessary Fees Paper Statement Fees … [Read more...]
How to Create a Budget
Budgets are necessary. Consider this, you would never climb to the top of a mountain without creating a plan and taking the necessary supplies. Likewise, reaching your financial goals requires a plan for spending and saving. Creating a budget isn’t … [Read more...]
This Year’s Thoughts on Back to School Budgeting
Ohmygoodness. School starts in less than a month for my daughters who are going into third and fifth grades. That means less than 4 weeks left of summer. Instead of waiting until the very last minute we talked about back to school budgeting at … [Read more...]
Allowance: It’s For Adults Too!
We are big fans of cash at our house. I know, who isn't? A cash system is a great way to stick to your budget that you carefully craft. There are many advantages of having cash. My favorite is that you can't spend what you don't have. At the … [Read more...]
Slash Your Cell Phone Bill: Why Prepaid Plans Make Sense
This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #ChangingPrepaid #CollectiveBias It always, ALWAYS amazes me how much money some people spend on their cell phone service each month. Each … [Read more...]
Save 75 Percent on You Need a Budget Software for Mac and PC
If you are looking for a budgeting software, now is the time to save big on You Need a Budget (YNAB). Get You Need a Budget Accounting Software program for $14.99. That's a savings of 75% off it’s regular price! My husband emailed me the … [Read more...]